About Aditya Birla Capital

Aditya Birla Capital is a holding company under the Aditya Birla Group. The company caters to financial services. Having been under the hood of Fortune 500, this company caters to the needs of diverse customers across all life stages. With a team of more than 30,500 employees, the company has built a network of 1048 branches in the country with 2,00,000+ agents.

The company has a vision of being a leader and role model in the integrated financial services business. Their unique structure and strategy help them be many customers' preferred financial services option.

Aditya Birla Health Insurance

Building excellent trust for its customers, Aditya Birla Capital positions its service as health insurance that cares beyond financial protection. After being covered, a beneficiary gets service and support at each step and is rewarded for staying healthy.

Protecting millions of lives, over 10M lives are covered by Aditya Birla health insurance, with a presence in 2300+ cities and 10051+ cashless hospitals. To date, the company has also settled 1.97 lacs claims.

Yes, you heard that right. Aditya Birla capital stands apart from the crowd of health insurance providers. The company takes an active role as your health partner and keeps you motivated on your wellness journey. For example, the company’s health returns program rewards one for good health with nutrition, fitness and lifestyle guidance.

Additionally, trusted care managers are a part of the Aditya Birla Capital Group. They help simplify the whole process, covering the steps for documentation, filling, paperwork, discharge and more.

Taking one step further, Aditya Birla Capital also helps its health insurance customers by assigning a health coach to them. With this service, one can get daily tips, guidance, medicinal advice and counselling.

The group also creates a chronic pain management program to assist its customers with four primary chronic conditions. In addition, one can seek help with diabetes, asthma, cholesterol and blood pressure.

Above all, Aditya Birla Capital’s excellent customer support helps the company drive excellence. Customers can reach out to the support team with a simple Whatsapp text and get their issues addressed.

Aditya Birla Health Insurance Benefits

The medical insurance benefits offered are:

Hospitalisation Cover

Leave your worries about hospital room rents or treatments away with Aditya Birla's health insurance. The company’s plans cover hospitalisation costs, room rent, treatment charges, doctor and nurse fees, and all other additional expenses. Hence, beneficiaries can be assured of complete peace of mind.

Cashless Treatment

With an extensive network of cashless hospitals, the Aditya Birla group offers excellent support. Moreover, customers do not need to worry about hospital bills because the policy caters to direct settlement without burden. Therefore, there is no last-minute panic for the arrangement of funds.

Family Cover

Opting for family floater plans, one can get full coverage for all family members. A single policy allows umbrella coverage for the medical costs involved. Additionally, some family health insurance plans are comparatively more affordable than individual plans for each member.

Free Health Checkups

Given that the Aditya Birla group constantly motivates its health insurance customers to stay on track, there is complete assurance for wellness. The company offers coverage for timely and regular health checkups to catch any complications early on.

Aditya Birla Health Insurance Plans And Premium

The company’s offerings for basic healthcare plans include the following:

Activ Fit Plan

This plan covers health insurance + health benefits, + rewards. This one is specifically designed to cater to the health needs of the younger audience. The Activ Fit plan protects at all times and rewards one for staying healthy and active. In addition, one can get multiple benefits and features, including upfront health discounts of up to 10%, up to 50% health returns on staying active, maternity cover, in-patient hospitalisation and more.

The premium for this plan starts at Rs. 6863/annum.

Activ Assured Diamon Health Insurance Plan

This is a budget-friendly option with 360-degree protection. The Activ Assured Diamon Health Insurance Plan offers great cover for hospitalisation, convenient cashless claims, 586 daycare procedures and more. Additionally, one can also avail of the no-claim bonus, emergency assistance and health returns of up to 30% of the premium.

The premium for this plan starts at Rs. 6371/month.

Activ Care Classic

This one is a special health insurance plan for senior citizens. It is designed to support care for your loved ones at every stage. One can get health returns up to 21% on premium and enjoy a no-claim bonus. Additionally, this health insurance plan offers cashless treatment at home and AYUSH in-patient hospitalisation with a cover for Yoga, Ayurveda, Naturopathy, Homeopathy and more.

For this plan, the starting premium is Rs. 28,373/annum.

You may like to read: LIC Health Insurance Plans: Premium, Benefits, Branch Locator

Now coming to the large pay-out plans, Aditya Birla capital offers the following options:

Activ Secure Cancer Health Insurance Plan

This plan gives particular emphasis to the protection of positivity for cancer battlers. It is designed to meet the needs of rising costs of cancer treatments at each stage with early, significant and advanced categorisation. In addition, one can get lumpsum payments for managing the costs of chemotherapy, radiation, surgery, and more. As optional add-ons, the plan also provides access to a wellness coach and a second e-opinion.

The premium starts at Rs. 428/annum.

Activ Secure Critical Illness Health Insurance Plan

This health insurance plan by Aditya Birla Capital is specifically devised to protect one’s future after a critical illness. It compensates the loss of expenses for income and treatment in case of diagnosis of any of the 64 diseases covered.

Under these are three kinds of plans for essential level protection, comprehensive and all-round protection. Beneficiaries can get a maximum payout of 150% of the sum assured.

The premium starts at Rs. 5463/month.

Activ Secure Personal Accident Health Insurance

When it comes to the protection of well-being after an accident, this plan is the answer. The highlights of this plan include total and partial disability cover, accidental death cover, no claim bonus, emergency road ambulance cover, EMI and loan protection and protection against income loss.

The premium for this plan starts at Rs. 212/annum.

Why Do You Need A Health Insurance Plan?

Safeguarding you and your family from unforeseen medical emergencies.
Protection of your financial savings in a medical emergency.
Meeting the high cost of hospitalisation and treatments.
Affordability for quality healthcare despite medical inflation.
Tax saving on premium paid up to Rs. 75000 under section 80D.
Availing treatment at the best hospitals on a cashless basis.
Coverage for all family members under floater plans.

Conclusion

With multiple health insurance plans available at Aditya Birla, choosing the right one for yourself can take time and effort. But, with the right checklist of requirements and guided consultation, it will be a mindful decision for you.