- Interest Rate : 11.99 To 15.99%
- Down Payment : 0% (Flexible)
- Number of EMI : 0 (Flexible)
- Processing Fees : 1% of the Loan Amount%
- Fully filled loan application form.
- Passport Size Photos (2 copies).
- Identity Proof - Driving License/ PAN/ Passport/ Voter ID.
- Residential Address Proof - Registered Rent Agreement/ Passport/ Leave and License/ Utility Bill (up to 3 months old).
- Income Documents - 2 years Form 16, 3-month pay slip, 3 months bank statement showing salary credit and any EMI debit.
- Salaried employees, pensioners of central/state government/armed forces, selfemployed businessmen and professionals with a regular source of income are eligible to avail Personal Loan.
- Income Requirement: Minimum NMI: Rs.5000/-
- EMI/NMI Ratio should not exceed 50%
- Preclosure premitted after 12 months. 2-4% of Outstanding amount as per applicability.
- No guarantor required
- Loan Tenure : Maximum 5 years
- Prepayment Charges : 3% on prepaid amount
- Low processing charges
- No hidden costs /administrative charges.
- No security required, minimal documentation…something that you had always wanted.
- Min Loan Amount : Rs.25,000 and Maximum Rs. 15.00 Lacs
Required Documents
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Eligibility Criteria
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Frequently asked questions
None.
Other details
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