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- Interest Rate : 11 to 12%
- Down Payment : 0% (Flexible)
- Number of EMI : 0 (Flexible)
- Processing Fees : 1.00% of loan amount minimum Rs 500/-%
- ID Proof : (Passport, Voters ID, Driving license, Pan Card, Aadhar Card) or Company ID Card
- Address Proof : (Passport,Voters ID,Driving license,Rental agreement,Telephone bill,Gas Connection Bill,Ration Card,Sale Deed, Property purchase agreement, Credit Card Bill, LIC Policy, Letter from Company, Address Proof of the applicant's spouse or parents name)
- Income Proof : (Latest salary slip, Bank Statements)
- Photograph
- Form 16 or latest salary slips
- Document for proof of Business, of Min. 5 years (for Businessmen/ self-employed individuals )
- Minimum Age limit is 18 Years
- Minimum Salary is 25000 per month
- An IT assessee having annual income of minimum 3 Lacs.
- Person has to be an employee of Govt/ Public Sector / Institute, and minimum 2 years of work experience is must.
Required Documents
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Eligibility Criteria
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Frequently asked questions
None.
Other details
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Minimum Loan Amount : Rs 25000
Maximum Loan Amount : Rs 200000
Security
The loan documents should be executed jointly by the student and the parent (s)/ guardian as joint-borrower.Spouse should be a co-borrower if his/her income is considered for eligibility. No Collateral, No guarantee.
Up to Rs.4 Lac – no collateral security
Above Rs.4 Lac – (depending on the Course / Institutes) security varies from third party guarantee, co-obligation of parents, full collateral security
