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| Franchise | http://www.jkbank.net/others/common/contactUs.php |
Important Notes
No details found.Corporate Headquarters
Address : M A Road Srinagar 190 001 Jammu & Kashmir
Registered Office
Address : M A Road Srinagar 190 001 Jammu & Kashmir
Customer Services
Contact Centre : 1800 1800 234
Customer Care : 0194-2481999
Board Line Numbers
(+91- 0194) 2481930 -2481935
Chairman and Cheif Executive Officer
Mr. Parvez Ahmed
Address : The Jammu & Kashmir Bank Ltd. Corporate Headquarters M.A Road Srinagar, J&K , India
Phone : 0194-2481900
Fax : 0194-2481902
Brief Profile
J&K Bank functions as a universal bank in Jammu & Kashmir and as a specialised bank in the rest of the country. It is also the only private sector bank designated as RBI’s agent for banking business, and carries out the banking business of the Central Government, besides collecting central taxes for CBDT.
J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home state which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins.
J&K Bank operates on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises.
The Bank , incorporated in 1938, and is listed on the NSE and the BSE. It has a track record of uninterrupted profits and dividends for four decades. The J&K Bank is rated P1+, indicating the highest degree of safety by Standard & Poor and CRISIL.
Vision
"To catalyse economic transformation and capitalise on growth."
Their vision is to engender and catalyse economic transformation of Jammu and Kashmir and capitalise from the growth induced financial prosperity thus engineered.The Bank aspires to make Jammu and Kashmir the most prosperous state in the country, by helping create a new financial architecture for the J&K economy, at the center of which will be the J&K Bank.
Mission
Their mission is two - fold: To provide the people of J&K international quality financial service and solutions and to be a super-specialist bank in the rest of the country. The two together will make them the most profitable Bank in the country.
CSR ASPECT OF THE BANK
As a responsible institution, J&K Bank is committed to Corporate Social Responsibility (CSR). The bank aims to instill a sense of relief and protection among the most vulnerable sections of society through its Corporate Social Responsibility (CSR) policy. The bank identifies key responsibility areas towards the society and seeks to assimilate the CSR ideals into its mission for optimizing its social performance.
FY 2014-15 witnessed unprecedented floods in J&K State that left devastation of colossal magnitude in its wake. J&K Bank, being the premiere flagship company of the state, rose to the occasion with matching ardor and aid to meet its obligations as a socially relevant institution, its vision of “People’s Empowerment through Servant Leadership” and the expectations of the public at large.
Throughout the crisis situation J&K Bank, through its CSR plan, contributed immensely towards the comprehensive relief and rehabilitation of the flood affected people across the state.
Meanwhile, J&K Bank retained its collective focus on activities for the larger community welfare through CSR initiatives concentrating on people and their health, environment, education and society at large.
Support Services
Technology application has remained the thrust area of the Bank for last many years with an objective to offer state of the art world class Banking facilities to its customers. The Bank has continued to leverage information technology as a strategic tool for its business operations, to gain competitive edge in customer service as well as improving productivity and efficiency. The Bank’s IT strategy emphasizes enhanced level of customer services through 24x7 availability, multi-channel Banking and cost efficiency through optimal use of electronic channels, wider market reach and opportunities for cross-selling. The Bank’s focus is on harnessing technology for integrating diverse products and services. Keeping this in view, the Bank continued to widen the scope of multiple delivery channels such as ATM installations, Core Banking , Internet Banking and SMS Banking at more & more centres.
