Important Notes

SBI General Insurance Company Ltd.

Address : "Natraj" 101, 201 & 301, Junction of Western Express Highway & Andheri Kurla - Road, Andheri (East) Mumbai - 400069

Email Address : [email protected]

Toll Free Number : 1800 22 1111 / 1800 102 1111

SBI General Insurance Company Limited

SBI General Insurance Company Limited is a joint venture between the State Bank of India and Insurance Australia Group (IAG). SBI owns 74% of the total capital and IAG the remaining 26%.

SBI General closed the financial year 2014-15 (5th year of operation) with a Gross Written Premium of Rs.1606 crores (including RI accepted and decline pool of Rs. 30 crores) and Gross Direct Premium of Rs. 1577 crores, registering a growth of 33%. As of end of March 2015, the Company’s geographical coverage extends to 77 cities pan India with 2246 employees.

SBI General has established its presence in 17,274 branches of State Bank of India and also licensed 10 Regional Rural Banks in FY 2014-15. The Company follows a robust multi-distribution model encompassing Bancassurance, Agency, Broking & Retail Direct Channels. Today, SBI General’s Distribution family includes over 14,178 IRDA certified SBI & its Associate Bank employees and over 6323 Agents.

The current policy offering of SBI General covers Motor, Health, Personal Accident, Travel & Home Insurance for Individuals and Fire, Marine, Package, Construction & Engineering, Liability, Group Health, Group Personal Accident & Miscellaneous Insurance for Businesses.

Joint Venture

State Bank of India

State Bank of India enjoys the largest banking franchise in India. State Bank of India is country's largest & a premier commercial Bank in terms of balance sheet, profits, assets, deposits, branches and employees. Along with its 5 Associate Banks, SBI Group has the unrivalled strength of over 19,600 branches across the country, arguably one of the largest

In the world. State Bank of India is today going through a momentous phase of Change and Transformation. The Bank has ventured into many new businesses with strategic tie ups in Pension Funds, General Insurance, Custodial Services, Private Equity, Mobile Banking, Point of Sale Merchant Acquisition, Advisory Services, structured products etc each one of these initiatives having a huge potential for growth.

The Bank is surging ahead with cutting edge technology and innovative new banking models, to expand its reach. With 22,983 ATMs of its own & 28,198 ATMs including its associate banks (as of 31st December 2012) complementing its 19,698 branch network, State Bank of India today offers one of the largest banking network to the Indian customer.

Insurance Australia Group (IAG)

Insurance Australia Group (IAG) is a general insurance group with operations in Australia, New Zealand and Asia. IAG's businesses underwrite over A$11 billion of premium per annum and employ over 15,000 people.

IAG operates some of Australia's leading general insurance brands including NRMA Insurance, CGU, SGIO, SGIC and Swann Insurance, WFI and Lumley Insurance.  IAG's heritage dates back to 1925 when the National Roads and Motorists' Association (NRMA) started providing insurance to its members in New South Wales (NSW) and the Australian Capital Territory (ACT).  Products are sold :

- Directly to customers through both branch and agency networks throughout Australia as well as via call centres and on-line facilities

- Indirectly to customers through intermediary channels, including insurance brokers, authorised representatives, motor dealerships and financial institutions.IAG is the leading general insurer in New Zealand, through its NZI, State ,AMI and Lumley Insurance brands. State and AMI cover predominantly personal assets, such as homes and vehicles, and sell policies directly to the public. NZI and Lumley Insurance specialises in providing business, rural and personal insurance through brokers. In Asia, IAG holds controlling interests in Safety Insurance (Thailand) and AAA Assurance (Vietnam). It also has interests in AmGeneral Holdings Berhad, the general insurance arm of AmBank Group (Malaysia); SBI General Insurance Company, a joint venture with State Bank of India; and Bohai Property Insurance Company Ltd (China).

IAG is the leading general insurer in New Zealand, through its NZI, State ,AMI and Lumley Insurance brands. State and AMI cover predominantly personal assets, such as homes and vehicles, and sell policies directly to the public. NZI and Lumley Insurance specialises in providing business, rural and personal insurance through brokers. In Asia, IAG holds controlling interests in Safety Insurance (Thailand) and AAA Assurance (Vietnam). It also has interests in AmGeneral Holdings Berhad, the general insurance arm of AmBank Group (Malaysia); SBI General Insurance Company, a joint venture with State Bank of India; and Bohai Property Insurance Company Ltd (China).

IAG is an ASX top 30 company with a market capitalisation in excess of A$14 billion.

- IAG has been assigned a 'Very Strong' Insurer Financial Strength Rating of 'AA-' by Standard & Poor's for its key wholly owned insurance companies.

- IAG is ranked in the Dow Jones Sustainability Index.

Vision

Be the most trusted general insurer in India with fair and transparent business practices, leading the Nation's effort in increasing insurance penetration.

Why SBI General

SBI General's current geographical coverage extends to 56 cities pan India and presence in another 350+ locations through satellite resources. SBI General follows a robust multi-distribution model encompassing Bancassurance, Agency, Broking & Retail Direct Channels. Today, their Distribution family includes over 11,000 IRDA certified SBI & its Associate Bank employees and over 4,800 Agents. They cover Motor, Health, Travel, Personal Accident & Home Insurance for Individuals and Aviation, Fire, Marine, Package, Construction & Engineering, Liability, Group Health, Group Personal Accident & Miscellaneous Insurance for Businesses. Their dedicated and experienced claims team aim to deliver a differentiated customer service of a fast, fair, convenient and transparent claims process for the management and settlement of your claim.