Important Notes

Locate Ujjivan Small Finance Bank branches near you : https://www.ujjivansfb.in/locate-us-branches.html

Head Office

Grape Garden, No. 27, 3rd ‘A’ Cross,

18th Main, Koramangala, 6th Block,

Bengaluru - 560095

Tel: +91 80 40712121

Fax: +91 80 41468700

Registered Office

Plot No. 2364/8, Khampur Raya Village,

Main Patel Nagar Road, Shadi Khampur,

New Delhi - 110008

Tel: +91 11 30432121

Fax: +91 11 30432111

Customer Care Number : 1800 208 2121 (Toll-Free)

Email ID : [email protected]

Locate Ujjivan Small Finance Bank branches near you : https://www.ujjivansfb.in/locate-us-branches.html

About Ujjivan Small Finance Bank

Ujjivan Financial Services Limited started operations as a NBFC in 2005. The small finance bank status provided the opportunity to expand Ujjivan's range of loan products, and also to accept deposits rather than relying on other financial institutions to provide funds for the loans.

It started with aim to value the true potential of real India. The people that strive day in and day out to run one of the largest agrarian economies in the world are residents of villages and districts where financial stability is still at an arm’s length.

Mission

"The best institution to provide financial services to the unreserved and reserved customers and transform to a mass market bank."

Information about Finance Loan Service

• Loan Amount: Rs. 2,000 – 50,000
  Rate of Interest: 21.25% p.a on a reducing balance method
  Processing Fee: 1% of loan amount (excluding applicable GST) (applicable for loans above `25,000)
  Tenure: 1 year/1.5 years/2 years

• Loan Amount: Rs.51,000 – 2,00,000 (`1,00,000 for IAL)
  Rate of Interest: 23.25% p.a on a reducing balance method (24% for IBZL) (governed by the MCLR based pricing policy of the bank)
  Processing Fee: 1% - 2% of loan amount (excluding applicable GST)
  Franking Charge/Stamp duty: As per state act
  Late payment charge: `100 per late EMI (including applicable GST)
  Pre-closure charge: 2% of the principal outstanding including applicable GST (Not applicable for HIL)
  Tenure: 6 Months – 36 Months